Declined applicants?
Approve them in as little as 15 days

Watch the video to learn how we convert declined applications



To get your attention, we know we need to offer you something that you would want to take part in, So we are offering, for a limited time,

 10% off of all your costs to us for the lifetime of our relationship.  This will add up to thousands of dollars saved!

We are now accepting 5 new dealerships, and we want them right now!


Challenging the legally required 5 points of Metro2 Compliance...

Our Enhancement Program takes the results of your efforts to get customers in the door that ultimately ended in not being approved for financing, and enhances their credit profile so you can regain the sale...

Plummet your declined applicants by as much as 78%

What would it mean to your dealership if, within the next 15-45 days, you were able to reduce the number of lost sales do to applicants not being approved for financing by as much as 78%

Join Over 3,000 Happy Customers
That Have Benefited From a 
Metro2 Auto Enhancement Program


Why partnering with a credit repair company wont work

of successes
of successes
of successes

9 out of 10 consumers that dispute NEVER see a change in their scores

Only 4 out of 1000 consumers that dispute are SIGNIFICANTLY SUCCESSFUL

Approximately 1 out of 20 had a score change of more than 25 POINTS

Approximately 1 out of 250 had a score change of MORE than 100 points

Approximately 9,621 had a score change of LESS THAN 25 points

  What we are...  
  and what we are NOT  

a credit enhancement company that challenges the Metro2 Compliance of all reported accounts listed on a credit report

a credit repair company that disputes the validly of any item that is being reported on any credit report.

a credit enhancement company that challenges the Metro2 Compliance of all data sent from all data furnishers to the bureaus

a credit repair company that believes that disputing items on a credit report should be the basis for enhancing one's credit report.

a credit enhancement company that achieves the fastest, greatest results in the industry

a credit repair company that believes a credit score is all that matters

Enhancement Program highlights

Conversion in 15-45 days

Following the receipt of your customers documents, RELION challenges all Metro2 Compliance with all bureaus and creditors.

Only Pay for Sales

You only pay for our efforts if your customer comes back to you and purchases from your dealership or group of dealerships.

78% Success Rate

Our success is up to 78% in improving your customers credit health well enough to get financing through your dealership.

Keep Your Customers

We do not sell cars or offer financing. Our only purpose is to improve your client's credit profile so YOU can get them financed.

Gone Up!

More Profit
New Decline Rate

For every 100 declined

We are historically successful
up to 78%

Multiplying those
profits by up to 6X

Reducing your declined
rate to 22%


e-OSCAR is a web-based, Metro 2 compliant, automated system. 


CRAs include Equifax, Experian, Innovis and TransUnion, their affiliates or Independent Credit Bureaus and Mortgage Reporting Companies.


ACDVs initiated by a CRA on behalf of a consumer are routed to the appropriate Data Furnisher.​​


The ACDV is returned to the initiating CRA with updated information (if any) relating to the consumer's credit history.​​


If an account is modified or deleted, carbon copies are sent to each CRA with whom the DF has a reporting relationship.​​

James & Christina Hyatt

As many people in the credit repair industry, we got into credit repair attempting to repair our own credit. As a research and education junkies, We have bought, and executed, many different programs claiming to "teach the secrets" of credit repair throughout the past 15 years, but none even come close to the reliability and speed that comes from Metro2 methods. We have developed the Metro2 Auto Program so that you, the auto dealership, can vastly increase your revenue and profit beyond anything you thought was possible. 

gone away!


Satisfaction Guarantee

100% Satisfaction Guarantee

Simply put, if we are unable to convert a declined application into an approved application AND you are unable to sell your customer a vehicle, we DO NOT get paid.

We are extremely proud of what we were able to accomplish with our Metro2 Auto Program. We believe there is nothing like it in any state anywhere, from anyone. The successes we've achieved are far more than what we expected." 

-James & Christina Hyatt | Founding Members


because we help recover lost revenues


from the beginning

What We Do For You and Your Customers​​​

We only get involved when you send us your customers information. At that point we do all we can do to improve their credit profile. Speed is of the essence as we acknowledge the fact that your customer's excitement disappears in a relatively short period of time. That being said, everything is completed within 24 hours of receiving all the needed documentation.  

Normally Your Dealership Loses Out On This Revenue

This is not the case when you are a partner with RELION Metro2 Auto Program. At this point, all you do is send us your customers information via our secure portal. Simply login, fill out the required information and upload the credit report you received when doing your credit pull. That's it. We can only work off of what you send our way, so if your lenders need information from different bureaus, please send all of them to us.


is declined for auto financing


there is nothing left

to do until we finish

From This Point There is Not Much For You to Do

The only thing that is left for you to do is to monitor the customers progress along the way. Soft pulls of your customer to watch the credit score. As our work goes through the channels to improve your customers credit health, you will see their credit score change. Sometimes this includes a drop in their score initially, but recovers quickly. This process from decline to being able to approve takes approximately 15-45 days. 

Contact Your Customer

When you have discovered that they will be able to be approved, then all you have to do is call them and let them know that you will be able to get them approved. The cool thing about this is that if they are not in a big hurry, they may elect to wait to see if better terms can be reached. However, this is not the case most of the time. They are simply excited you were able to help them in a time of need. 


get your customers

back into your



excited and ready

to give referrals

You Call The Customer to Return for Purcahse

The fact that you were able to achieve what your customer saw as an impossible task to get them approved will go a very long way. In our experience, most customers do not want to purchase from a Buy-Here-Pay-Here dealership because of the perception they have, incorrectly so. You have just secured an amazing walking, talking bill board for your dealership. Congratulations!

You Have Just Converted a Lost Cause

Congratulations! What you have been able to achieve is something many dealerships have not been able to do with the exception of those that offer in house financing. You have taken lost revenue and converted that customer into revenue, and more importantly, PROFIT! 




remember, no success  means no payment

You Only Pay for Successful Conversions

Now that you were able to offer this for your customer, and it concluded in a sale for your dealership, now is the only time a payment is required. We believe in what we do so much, that if we are unsuccessful, you shouldn't have to pay us. This is why we do it this way, we do not do billing on a per customer basis. This is generally set up to be paid within 7 days following the end of each month. If this does not fit into your bookkeeping, other arrangements can be made so it works for you. 

You Only Pay for Conversions

You don't get paid unless your attempts to sell your customer a vehicle pan out, why should we? Well, we don't. You only pay us when the sale goes through on a previously denied applicant. Here is how it breaks down:

-$800 successful CRO fee for each conversion

-8% of the profit of each conversion

Nothing more.


nothing more

© 2018 Met-ro LLC.